Houston Perrett, FSA, CERA

hp@houstonp.com (712) 301-8998 Nashville, TN Houstonwp

Work Experience

VP & Actuary - Fortitude Re - Experience Studies

Feb 2024 - Current

  • Lead a team of nine actuaries and analysts including five direct reports.
  • Oversee the production of over thirty experience studies across multiple lines of business, biometric, and policyholder behavior.
  • Perform liability due diligence on potential reinsurance transctions including VA, RILA, and fixed annuities.
  • Architected and implemented a Python based experience study process to improve efficiency and accuracy.
  • Cocreated and maintain Fortitude Re's internal Python project template to standardize best practices.
  • Give training and presentations on Python, Git, and GitHub to the actuarial community.
  • Presented over five presentation at conferences spanning topics from COVID-19 mortality and industry trends to analytics best practices.
  • Interview all actuarial intern candidates and provide feedback to internship hiring leader.
  • Brought four experience studies in-house from third party consultants without any additional headcount.

AVP & Actuary - Fortitude Re - Experience Studies

Jan 2022 - Feb 2024

  • Led a small team of consultants, entry level analysts, and interns responsible for the production of biometric and policyholder behavior experience studies.
  • Presented experience study results and recommended changes in assumptions to senior management.
  • Collaborated with pricing teams to ensure accurate reflection of experience in assumptions.

Assistant Actuary - Principal Financial Group - Pension Risk Transfer

Jun 2019 - Jan 2022

  • Led multiple interns through pricing and automation projects in Python and R.
  • Developed machine learning models using R to analyze pension mortality.
  • Led development of PRT cashflow pricing models in R.
  • Performed code and peer review of PRT machine learning mortality model.
  • Completed valuation model conversions to MG-ALFA to accomodate LDTI compliance.
  • Developed ETL processes to query inforce policies, run valuation models, and analyze results.
  • Co-developed a bond optimization program leading to $50 million in additional revenue.
  • Recommended derivative trades to keep inforce annuity block within interest rate risk tolerances.
  • Led analysis and explanation of quarterly PRT forecasts and insights of future expectations.
  • Represented PRT in monthly business updates to senior management.
  • Recommended case specific mortality adjustments based on mortality analysis.
  • Led oversight of PRT in discussions with internal auditors.
  • Presented and influenced pricing strategies on large PRT cases to senior management.

Actuarial Associate - Principal Financial Group - Principal International

Jun 2017 - Jun 2019

Actuarial Assistant - Principal Financial Group - Individual Life Inforce Management

Feb 2015 - Jun 2017

Education

University of Nebraska-Lincoln

2014

Bachelor of Science, Mathematics and Actuarial Science

Leadership

  • Member of University of Nebraska-Lincoln Actuarial Science Advisory Board
  • Chair of Principal Actuarial Development Program – 2019-2020

Technologies

  • Languages: Python, R, Rust, SAS, SQL
  • Softwares: Excel, MG-ALFA, Power BI